BRIDGE LOANS
TAX CREDIT FINANCING
Cenet Capital advances cash against 48E, 45Y, 45V, 48C and 30C credits you’ve earned but haven’t sold. You get liquidity now, and the loan is repaid from the transfer proceeds when the sale closes.
Bridge Loan
Advance against expected proceeds with a signed buyer
Typical bridge terms, repaid when the transfer closes
Credit sizes from $250K to $250M and up
Bridge, purchase and insurance under one roof
With the credit generated, the bridge is repaid from the eventual transfer, even before a buyer signs.
Illustrative estimate only, not a loan offer. Advance rates, pricing and fees are set after diligence and depend on credit type, sponsor strength, documentation and buyer certainty.
Sources: IRS, Elective pay and transferability · 26 U.S.C. § 6418. Advance rates and pricing shown are illustrative; actual terms depend on diligence.
Credits we lend against
Other Section 6418 credits, including 45X, 45Z and 45Q, are reviewed case by case.
Cenet Capital lends against credits it understands as a buyer, so advance rates reflect real transfer pricing. A bridge can roll directly into a Cenet purchase at closing, which removes refinancing risk.
Who Qualifies
Built for the people actually holding these credits.
Cenet bridges developers, manufacturers and independent power producers holding 48/48E, 45Y, 45V, 48C or 30C credits worth $250K to $250M+, from late-stage construction through a signed transfer agreement awaiting funding.
Submit
Share the credit, the amount you need and the expected close date.
Diligence
We review the credit, buyer status and repayment path.
Term Sheet
You get an advance rate, pricing and a term.
Fund
Cash funds now and is repaid when the transfer closes.
Why Bridge
WITH A BRIDGE
Liquidity weeks or months before the buyer pays
Repaid from transfer proceeds, not operating cash
Construction and procurement stay on schedule
No need to take a lower bid just to close faster
Can roll straight into a Cenet purchase at closing
Sized to the credit’s value, not your balance sheet
WAITING
Cash arrives only when the buyer funds
Deadline pressure weakens your negotiating position
Projects stall while capital is tied up
Pressure to accept a lower bid to close sooner
Separate refinancing if the deal slips
Corporate debt capacity used to cover the gap
COMMON QUERIES
Straight answers on advance rates, cost, repayment and timing when you borrow against a clean energy tax credit.
Tax credit bridge loan FAQs.
How much can I borrow against my tax credits?
Advance rates depend on how certain the sale is. With a signed transfer agreement, a bridge can reach about 90% of expected proceeds. Credits that are generated but unsold, or still under construction, get lower advances.
How is a tax credit bridge loan repaid?
What does a tax credit bridge loan cost?
Can I get a bridge loan before my project is placed in service?
Do I need a buyer before I can get a bridge loan?
How fast can a bridge loan fund?
NO OBLIGATION · ABOUT A MINUTE
Prefer to sell outright? Get a purchase offer or insure the credit.
